Guide to Bike Insurance
No matter how careful you might be on the roads, accidents can still occur. Allianz offers reliable, competitive comprehensive bike insurance cover, so you and your loved ones can travel with confidence.
Why choose Allianz for your comprehensive bike insurance?
- Simple – Obtain a quote and purchase online
- Affordable – Competitive prices with flexible payment options.
- Easy claims process – Allianz makes the claims process easy. We understand that if you need to make a claim, you need to be able to settle it quickly and with a minimum of fuss.
Extra ways to save:
- No claim bonus discount* – Receive a no claim bonus of up to 65%***, if you have been insured for the past five years without a claim.
- Restricted driver discount** – Receive a discount if you choose to exclude cover for drivers of your vehicle under 30 years of age.
- Safe driver discount** – A further discount, over and above the no claim bonus discount, is available for eligible drivers.
Compare the features
Want to learn more?
For detailed information on the cover and limits provided by SureCover Plus, you should read the Product Disclosure Statement.
It’s easy to get a quote.
You can get an online quote in just a few minutes
* For each claim free period of insurance you will accumulate a discount off your motor vehicle insurance premium up to a maximum amount. This maximum amount will vary according to the State or Territory in which your vehicle is garaged/ kept. Any no claim bonus entitlement you hold with another insurance company is transferable. You may be required to provide documentary evidence of your current no claim bonus entitlement.
** If you are eligible for two or more discounts, the second and any subsequent discounts may be applied to the premium (excluding applicable taxes and government charges) after it has been reduced by previous discounts. If your premium is below our minimum premium, then the minimum premium will apply.
*** No claim bonus discount amounts vary by State.
Comprehensive Motor Insurance – Product comparison table
Features and benefits available under our comprehensive motor policies:
|
What you are insured for: features & benefits
|
SureCover Plus
available online |
Dealer Motor
Comprehensive Policy |
|---|---|---|
Standard Covers |
||
| Choice of market or agreed value |
Yes | Yes |
| New replacement vehicle if your new vehicle is a total loss |
Up to 24 months of first registration |
Up to 36 months of first registration |
| Cover for damage to other people’s property (legal liability) |
Up to $20,000,000 | Up to $20,000,000 |
| Supplementary bodily injury | No Cover | Covered |
| Legal liability cover when using a substitute vehicle | Covered | Covered |
| Legal costs | Covered | Covered |
| Rental car following theft ($75 per day limit) |
Up to 14 days to the value of $75 per day |
Up to 14 days to the value of $75 per day |
| Towing | Reasonable costs covered | Reasonable costs covered |
| Vehicle being transported by ship | Contribution of general average covered |
Contribution of general average covered |
| Trailer and caravan cover | Up to $500 | Up to $1000 |
| Emergency repairs | Up to $350 | Up to $500 |
| Personal effects or clothing | Up to $500 | Up to $500 |
| Transportation costs | Up to $200 | Up to $400 |
| Emergency accommodation costs | No Cover | Up to $400 for claimable incident over 200km from home. |
| Re-keying and re-coding | up to $500 | up to $1000 |
| Breakdown accommodation | No Cover | up to $400 if your vehicle cannot be driven home after a mechanical breakdown over 200km from home. Vehicle must be less than five years old |
| Genuine parts guarantee | No | Yes |
| Choice of market or agreed value |
Yes | Yes |
| Cover for damage to other people’s property (legal liability) |
Up to $20,000,000 | Up to $20,000,000 |
| Supplementary bodily injury | No Cover | Covered |
| Legal liability cover when using a substitute vehicle | Covered | Covered |
| Legal costs | Covered | Covered |
| Rental car following theft ($75 per day limit) | Up to 14 days to the value of $75 per day |
Up to 14 days to the value of $75 per day |
| Towing | Reasonable costs covered | Reasonable costs covered |
Optional Covers |
||
| Rental car following an incident | Optional – 14 days to the value of $75 per day or $30 per travel costs if hire car unavailable |
Optional – 14 days to the value of $75 per day or $30 per travel costs if hire car unavailable |
| Removal of basic excess for windscreen claims |
Optional cover to have one excess free windscreen claim per policy period |
Optional cover to have one excess free windscreen claim per policy period |
| Protected rating one no claim bonus |
Optional cover to protect rating one for one claim per policy period |
Optional cover to protect rating one for one claim per policy period |
| Restricted driver discount | Optional discount to exclude cover for under 30 year old drivers |
Optional discount to exclude cover for under 30 year old drivers |
| Tools of trade cover | Optional cover up to $1500 | Optional cover up to $1500 |
| Named driver discount (not available for dealer) |
Optional discount to cover only the drivers listed on the policy schedule |
Optional discount to cover only the drivers listed on the policy schedule |
You can get an online quote in minutes.
For detailed information on the cover and limits provided by SureCover Plus, you should read the Product Disclosure Statement.
Please note that the table below is current at August 2009. Allianz will provide you with updated tables should there be any changes in the product features and benefits.