For motorbike enthusiasts, their first bike counts as the most exciting purchase of their lives. Hours and hours are spent reading about what motorcycle to get, looking at shops, and dreaming of finally riding. But you have to curve your enthusiasm a bit. You can’t just buy any bike you want. Not yet at least.
Apart from completing trainings like the pre-learner training course and passing the Rider Knowledge Test ( both of which you must be at least 16 years and 9 months old to apply ) to get your Learner License. Under the law, beginners are subject to a few restrictions.
Rules for Beginners
It is common knowledge, but it bears repeating that driving under the influence of alcohol is illegal and that you must wear a helmet at all times. In addition to these two, here are a few other lesser-known regulations you ought to know:*
- Beginners are allowed to select their bikes from an approved list called LAMS or Learner Approved Motorcycles Scheme
- By law, the engine of the bike should have a capacity of 660cc or lower and the power-to-weight ratio not exceeding 150 kilowatts per tonne
- Beginners are not allowed to drive automatic motorcycles and must not exceed the speed of 90 km/h
- Pillion passengers are not allowed
- The L plate must be visible on the back your bike
*It’s important to check your individuals state law as it is subject to change from state to state.
Choosing the Right Bike
Once you get your license then you’re ready for the second most exciting part of biking –buying your bike. Even with the restrictions, the options are endless and can be overwhelming so we’re here to extend a helping hand –here’s our top pick of LAMS bikes for beginners:
Pros: Its great brakes and handles makes it perfect for beginners. Insurance and maintenance are easy on the wallet and its fuel efficiency doesn’t disappoint.
Cons: Not advisable for very heavy riders because of its thin tires. Wind gusts could sometimes affect the rider’s steering and it’s not ideal for long rides.
Pros: This sporty bike has a comfortable riding position excellent for learners. You can ride smoothly in the suburbs and long distances with its wide tires and great fuel economy. Servicing doesn’t cost an arm and a leg.
Cons: The positioning of the gear indicator is not good, so it takes getting used to. The suspension adjustment is limited.
Pros: Maneuvering is not a problem with this and it feels planted through corners. It boasts effective brakes, big rear tires and most of all, its comfortable seating.
Cons: Shifting gears can be a little tricky on this and it isn’t very fuel-efficient. This is a little pricey and you may have to buy a windshield.
Suzuki Intruder 250LC / VL250
Pros: The great seat positioning is just right for older riders and learners that are on the short side. The underseat storage is impressive and you could get many affordable accessories for this bike. Insurance doesn’t burn a hole in the pocket and it is fuel efficient.
Cons: Cornering and uphill roads might be a bit tough on this bike. And the brakes and the placing of the ignition lock and speedometer could use some improvement. The current model doesn’t have a fuel gauge either.
Pros: Learners on the short side could ride nicely on its low seat. This bike is good for single-track riding because it could get through uphill roads with ease and maintenance is a breeze. To top it off, it’s fuel economy is great.
Cons: Long rides could be hard because it is slightly heavy. The front suspension needs improvement and the rear drum brake is kind of weak.
Bike purchase options
There are many options for financing your first bike purchase namely: Unsecured Bike Loan, Secured Bike Loan, No Deposit, and Fixed Rate Bike Loan.
Unsecured bike loans allows instant transfer the ownership of the bike to the borrower upon signing the papers. The lender holds no collateral at all. However, interest rates for this type of financing tend to be higher..
For secured bike finance, the lender will hold the motorbike or other asset as collateral. The ownership of the bike is only transferred to the borrower after the loan has been fully paid.
A no deposit loan is another option for buyers who wish instant ownership but doesn’t have the resources to make a down payment. With the lender having no collateral to hold onto, this also means higher monthly payments.
With a fixed rate bike loan, the interest placed on your purchase remains the same throughout the duration of the loan. The borrower decides the term, however long is financially sound for him or her.
Finance Ezi provides all these financing options. To see the interest rate and requirements for each, see our Bike finance page or you can leave your contact details and we’ll have a financial advisor call you to discuss.