At Aussie Bike Loans we offer competitive insurance and motorcycle finance. In addition to personal secured and non-secure bike loans we offer commercial bike finance products including hire purchase and leasing for motorcycles, bikes, scooters and a range of other speciality vehicles.
Minimum loan amount for a secured personal bike loan is $5,000.00 for bikes preferably no more than 8 years old. The finance will be secured on your purchase at a fixed interest rate that will not go up over a 3 to 5 year term.
Minimum for an unsecured personal loan is $3,000.00. Suitable for holiday loans, debt consolidation, furniture, and all general purpose use, even old cars & bikes unsuitable for secured finance, with terms of up to 7 years offered. The interest rates offered are either fixed at a competitive rate or a variable interest rate allowing you … Continue reading Unsecured personal loan?
Anyone can apply for a personal motorbike loan. What most people don’t realise is that business finance (hire purchase, chattel mortgage or lease) is available to both companies & individuals, so long as the motorcycle is to be used predominantly for business use, i.e. more than 50% business usage. For example; mobile sales reps, couriers, … Continue reading Personal or business finance?
A bike loan usually only takes a few hours to be approved, however complex or difficult applications can take a few days. Once approved original finance documents must be signed and the supplier will be paid directly, usually within 1-2 days.
Yes, providing you can give us an idea of what you’re intending to purchase. Getting a pre-approved bike loan before you go shopping is a good idea, allowing you bargaining power on the showroom floor.
All lenders consider things such as if you’ve ever filed for bankruptcy, do you own a home, how much is your current income, how long have you been employed at your current job, how long have you lived at your current address, do you have a credit rating, what is your net worth, and so on.
Aussie Bike Loans has long term associations with a broad range of competitive and trusted lenders who consistently monitor current interest rates to maintain and offer the most competitive deals in Australia. We challenge you to try and find better service and a better result.
Aussie Bike Loans will always provide you with the most competitive offers it has available, however those with high risk, bad credit ratings or ex-bankrupts may try the 2nd chance product available.
Dealer, auction, private sale and re-finance are all welcome. Some used and second hand bikes may require a vehicle inspection prior to payment, which you will need to discuss with our staff prior to purchase.